Tasked with discussing the theme of “Missed Opportunity,” Blogger Evan decided to educate people about how to avoid missing money-making opportunities. Evan tells us how to invest better, without regrets.

By Evan Spry

In this day and age, there are only really two ways to make money. You can either earn an income by working, or you can invest in assets. In this article, I will make the case for the latter money-making method. Have you ever wondered what really goes on in the stock market, you know, the thing that supposedly measures the stability and success of our economy even though it only represents a minuscule group of elite corporations? Well, I think the simplicity of it all will actually surprise you. We’ve all been told that it is much too complicated for the average person to understand investing, and that only the minority of CEOs and hedge-fund managers could possibly benefit from the stock market. It used to be, you had to invest through a stockbroker, or go to the bank. Nowadays, the absolute best thing about investing in the stock market is that anyone can do it. And, there are just too many benefits in investing to ignore this money-making opportunity. Here are the top five reasons you must invest your money:

1. Beat Inflation: In our world, almost everything fluctuates over time. This fluctuation happens a lot in economics, and one of the best examples of this is the increase and decrease in the value of certain countries’ currencies. This fluctuation also increases inflation, like how in India, “100 rupees today would only be 96.5 rupees next year according to recent Indian inflation statistics, which implies that you would lose 4.5% of your money every year if kept as cash” (Businesstoday.in). This simply means that if you were to invest your money into something, instead of having it as cash, you would have saved money.
2. Retirement Corpus Creation: Investing as soon as possible is best because while doing so, you can set aside funds for retirement and create a retirement corpus.* This corpus will accumulate wealth over time, adding a safety net of savings for the future. Of course, in this case, time is almost more valuable than the money itself, so you should start this process as soon as possible. 
3. Tax-Saving: Some possible investments can give you a double-return by “…providing returns as well as reducing your taxable income” (Businesstoday.in). This is saving money. And saving money is making money! 
4. High Returns: Another reason I urge you to invest is the fact that investing helps you achieve higher returns than a bank’s saving account. The average interest rate today on savings accounts is .05% (smartasset.com). Some markets could even provide returns upwards of 20 percent, if everything goes perfectly. So, investing in the market will make you more money over time, but there are still the obvious risks involved. 
5. Wealth Creation: The last reason investing is something you need to do is probably the simplest, plain old wealth creation. If you invest your money, it allows it to grow, which can offer big returns for it in the future. Allowing your money to compound positively is probably the best thing you can do, so invest!

*Retirement corpus is the fund you need to put aside as savings by the end of your work life to receive an adequate pension for your retired life (aegonlife.com).

**All investment strategies and investments involve risk of loss. Nothing contained in this website should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

https://www.businesstoday.in/current/economy-politics/beginners-guide-for-wealth-creation-why-should-you-invest/story/278719.html

Missed Opportunities Editor: Erik Bearman